Health insurance experts are saying that now is the time to learn about different health care plans available. The Although, the new health-care law doesn't kick in until next year says Karen Pollitz, a senior fellow at the Kaiser Family Foundation says if you don't already have insurance don't wait until then to buy it. The new health-care law mandates that insurers sell it to applicants even if they are sick. Avery Johnson says that individuals can go online and view the checklist for getting ready to apply for the new insurance for 2014 online.
The new rules that will go into effect in 2014 are not protecting the liberty of the insurers. The insurers should have the right to decide who they will make exchanges with and the new law requires that insurers must accept applicants even if they are sick. A fair market exchange should allow the two people making the exchange to agree upon the exchange. If one person does not feel as if the benefits and greater than the costs then they should have the right to not make the exchange. The government may be protecting the liberty of certain individuals by giving them the opportunity to receive health-care, but during this process they are not protecting the liberty of the group of individuals who own the health-care insurance companies. A way to fix this problem would be to not make a new law that requires insurers to accept people they would not like to, but to create a government run health insurance company that has to accept everyone that applies regardless of their health.